Getting Caught in Georgia Without Car Insurance & License Suspension You are still expected to have your Georgia proof of insurance on you in case you’re involved in a car accident or pulled over by a cop. It is up to your insurance carrier to report your car insurance status to the GEICS electronic database. In Georgia, law enforcement can verify if you have car insurance by utilizing the Georgia Electronic Insurance Compliance System (GEICS). It is important to note that in Georgia if you are leasing or paying a car via a loan that it is the LAW to take out collision and comprehensive insurance required by your bank or finance company.

Comprehensive insurance which covers damages caused by non-accident incidents like theft or vandalism.

Collision insurance which covers damages caused by crashes and fender benders.

Below is a breakdown of other insurance options: Georgia only requires you to have liability insurance, but there are other insurances available to provide better and safer coverage options especially if you have a family.

$50,000 total for injuries or death to 2 people or more in any one accident.

$25,000 for injuries or death , per person.

However, liability insurance must have these minimum limits: This type of insurance provides coverage to pay for any damages or injuries caused during an incident.

In Georgia, the most popular way to comply with Georgia’s law is by purchasing liability insurance. Below we provide a breakdown of the basic requirements, laws, and rates on Georgia car insurance.

Georgia is a unique state in which it is obligatory to have car insurance but does not require that you show your insurance card as your proof of insurance.

Georgia car insurance card template